Identity Theft and Assumption Deterrence Act

The Identity Theft and Assumption Deterrence Act applies to the unauthorized transfer or use of a means of identification. A means of identification in-cludes personal information, such as a social security number or date of birth, as well as biometric data, such as a fingerprint. Although the two statutes are similar, the Identity Theft and Assumption Deterrence Act differs from the Credit Card Fraud Act in that the former defines “victim” as the person whose identity is stolen. By comparison, the Credit Card Fraud Act defines victim as the bank, credit issuer, or merchant, since one of those entities is financially responsible for any fraudulent purchases.


Inside Identity Theft and Assumption Deterrence Act