Credit Card Fraud Act

Originally enacted in 1984, the Credit Card Fraud Act prohibits the purchase of goods with an “access device.” Access devices include credit cards, account numbers, personal identification numbers, and similar items “that can be used, alone or in conjunction with another access device, to obtain money, goods, services, or any other thing of value, or that can be used to initiate a transfer of funds….” A violation of the statute can result in a prison term of 15 years and a fine.


Inside Credit Card Fraud Act